In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. The new person acquiring an interest in the property would also be a grantee. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. Phone Number: 248-858-0581 Please contact our friendly staff at your convenience. Box 5 Record the TOD with your county recorder of deeds, and rest assured that your loved one automatically owns your house when you have passed. P.O. Fax Number: 989-426-6902 Michigan has a practice known as "tenancy by entireties." Phone Number: 989-354-9547 By signing up you are agreeing to receive emails according to our privacy policy. https://www.lucecountymi.com/register-of-deeds, Mackinac County Register of Deeds Fax Number: 906-387-2156 Marquette, MI 49855 wikiHow marks an article as reader-approved once it receives enough positive feedback. 800 10th Street, Suite 200 Howell, MI 48843 The deed should include the grantor's marital status. For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". By using our site, you agree to our. Box 885 A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Phone Number: 269-945-1289 That means he could pay substantially more in capital gains taxes than if he acquired the property when you died. E-mail:clerksoffice@macombgov.org Bring a government-issued photo ID with you when you get your signature notarized. P.O. If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. Fax Number: 906-337-2253 Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Fax Number: 989-275-8640 Fax: 989-785-8080 P.O. References Fax Number: 231-689-7271 Both her name and my son's name are on the deed. The deed must be notarized. St. Ignace, MI 49781 Mt. Big Rapids, MI 49307 Phone Number: 810-667-0211 P.O. However, not every state has this type of ownership, and the application is different in every state. Fax Number: 269-445-4453 % of people told us that this article helped them. Caro, MI 48723 IRS. To learn more about tax liability associated with adding your spouse to a deed, read on! Atlanta, MI 49709 how to add someone to a deed in michigan . "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. Phone Number: 231-832-6113 Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds Fax Number: 517-546-5966 County Administration Building Fax Number: 231-873-9218 The transfer is excluded from the gift tax if you're adding your spouse to your house title. Hart, MI 49420 Phone Number: 231-348-1761 Phone Number: 989-345-0728 Email: regdnan@dickinsoncountymi.gov 219 Paw Paw Street, Suite 102 "The Trade-Offs of Repealing Step-Up in Basis." 125 W. Lincoln St. http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. In California, you can. Fax Number: 517-543-4134 Suite 400 West Olive, MI 49460 https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. Email: registerofdeeds@isabellacounty.org Harrisville, MI 48740 One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds Box 388 Phone Number: 616-632.7610 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. Thanks to all authors for creating a page that has been read 636,176 times. Jennifer Mueller is an in-house legal expert at wikiHow. P.O. We recommend that you consult an attorney or real estate professional for assistance in preparing the proper document that will convey the type of interest you want a particular person or entity to have in your property. As long as you retain interest in the home, its still going to go through probate. County Building Email: registerofdeeds@picounty.org These exemptions vary among states. 319 Court Street Government Center Newberry, MI 49868 How do I add someone to my deed? https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. is not an easy one. http://www.mackinaccounty.net/departments/register-of-deeds/, Macomb County Register of Deeds Take the new deed to the county recorder's office. These fees usually won't be more than $20. Email: clerk@cheboygancounty.net http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds Pleasant, MI 48858 However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. This might not be an option if one of the owners does not have good credit. https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds P.O. 211 W. Main St. http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Menominee, MI 49858 http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. https://www.accesskent.com/Departments/RegisterofDeeds/, Keweenaw County Register of Deeds Detroit, MI 48226 Phone Number: 810-648-2313 Petoskey, MI 49770 You will have to file a transfer of the deed to gain ownership of the property during the divorce. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. 415 Third Street X "Keeping Your House Out of Probate." 1200 N. Telegraph not mine. 200 Grand River Avenue Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Phone Number: 989-846-9201 Cadillac, MI 49601 https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, Gladwin County Register of Deeds Fax Number: 906-863-8839 Pontiac, MI 48341-0480 He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. P.O. Approved. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. Fax Number: 616-632-7615 https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds She received her JD from Indiana University Maurer School of Law in 2006. There are different forms of deeds depending on the situation involved. "Estate Tax." A trustee of a trust is the person or agent who is appointed to administer the trust. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Fax Number: 989-354-9646 Phone Number: 989-895-4228 Phone Number: Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. P.O. The deed must list the name and business address of the person that prepared the deed. http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Roberts and Roberts, L.L.P. P.O. Escanaba, MI 49829 https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds 300 Monroe Avenue, NW We use cookies to make wikiHow great. Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. Ontonagon, MI 49953 Civil Rights, Inclusion & Opportunity Department. 725 Greenland Road Fax Number: 810-667-0293 113 Chestnut Street Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? 720 W. Chisholm Street Lenawee County Courthouse 103 https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. 205 E. 11th St. Box 296 https://www.co.muskegon.mi.us/848/Register-of-Deeds, Newaygo County Register of Deeds By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. Accessed April 10, 2020. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds Charlotte, MI 48813 County Courthouse Building https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. http://www.waynecounty.com/deeds/index.htm, Wexford County Register of Deeds Fax Number: 810-985-4795 Co-owners who are tenants in common can use the property as security on a loan or take out a mortgage on the property, but only to the extent of their ownership interest. P.O. Go to the county recorders office and get a quitclaim form. Email: mmerchant@gratiotmi.com Marie, MI 49783 To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. Cassopolis, MI 49031 She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. Phone Number: 906-643-7306 wikiHow marks an article as reader-approved once it receives enough positive feedback. In some cases, you may be able to order the deed online. Fill in the recording information. If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. She has an extended family of pets, including special needs animals. For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Sacramento County Public Law Library. 200 W. Michigan Unlike some other types of property, you can't just add their name to the existing deed. wikiHow is where trusted research and expert knowledge come together. How you add the person to your title affects whether the surviving owner must go through probate. Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. Fax Number: 989-734-0506 Use full legal names, and the appropriate language to create the type of co-ownership you've chosen.