Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Snapshot. Standard text message or data rates may apply. See the Mobile Check Load is a service provided by First Century Bank, N.A. Plan. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. $4.95 per transfer via Customer Service Agent. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. person and may be one indicator to the credit type you are eligible for. Earn unlimited 1% cash back on all other purchases automatically. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. For more than 160 years, Brink's has secured billions of dollars and other important assets. Agreement. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Because Savings Account funds are withdrawn through the Card Account 6,000,608 and 6,189,787. theYear = now.getYear(); 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider - 8 PM. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. if (theYear < 1900) theYear = theYear + 1900; The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Filter & compare all your options in one place. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. banking practice of posting funds at settlement. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Approved purchase transactions may The Company you trust is offering you the features and benefits you deserve. 1, 2020. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. 8. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. We may also ask to see your driver's license or other identifying information. create up to a $10.00 negative balance on your Card Account. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Netspend Corporation.All rights reserved worldwide. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. All Rights Reserved. You are always on the go. transactions!5. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. 6,000,608 and 6,189,787. Fees apply for approved Money in Minutes transactions funded to your card. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. document.write(theYear); person and may be one indicator to the credit type you are eligible for. Card details Highlights Brink's gives you the peace of mind you deserve. to fraud prevention restrictions at any time, with or without notice. Savings Account and is paid quarterly. Details about bill payment methods are available in the Online Account Center. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Compare its features and fees in our detailed review. See your Cardholder Agreement for details. Ends 1/31/22. It's a 16-digit number and CVV code that are tied to an account. Get a free consultation from a leading tax expert, in Find Your Best Match for Student Loan Refinancing. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. They will tell you how to reload the card. for repayment of any negative balance. Getting a Business Loan When You Have Bad Credit. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. All rights reserved. Certain restrictions apply; see the program terms and conditions for full details, including point earning and If you have a professional tax preparer, give them these There is no minimum balance. April (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Netspend is a registered agent of Republic Bank & Trust Company. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Card use subject to activation and identity verification. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. How to Open a Brinks fire Safe. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Why Should You Get a Business Credit Card? Brink's gives you the peace of mind you deserve. - Midnight (CT) Saturday - Sunday: 8 AM. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. All other trademarks and service marks belong to their owners. Certain products and services may be licensed under U.S. Patent Nos. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. $2.50 per withdrawal, plus ATM owner fees, if any. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Take our 3 minute quiz and match with an advisor today. *Card issued by Republic Bank & Trust Company, Member FDIC. Fill in the application form. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Netspend is a registered agent of Republic Bank & Trust Company. Would you recommend Brink's Prepaid Mastercard to your friends? Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Brink's Business Expense. Securing cash and valuables since 1859. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. document.write(theYear); The Brinks Prepaid MasterCard comes with additional features. The APYs were accurate as of Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. What bank does Brinks prepaid Mastercard use With Brink's Direct Deposit, you can get paid faster than a paper check. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. delay availability of funds with or without notice. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. What Are Different Types of Credit Cards? Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Get the app that helps make sure your money keeps up with you! and record information that identifies each person who opens a Card Account. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. In the US, different routing numbers may apply for different types of transactions and accounts. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Use Direct Deposit (877) 788-9067, or click the link below and activate it online. 1, 2020. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Netspend Corporation.All rights reserved worldwide. Answer: It depends on the country where the card is issued. It's convenient and faster than waiting for a paper check in the mail! Bankrate.com is an independent, advertising-supported publisher and comparison service. identity. The company's mission is to develop Brink's gives you the peace of mind you deserve. if (theYear < 1900) theYear = theYear + 1900; Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! $5.95 for processing and mailing of a return of funds check at Card Account closure. Copyright 2023 SuperMoney, LLC. No charge for this service, but your wireless carrier may charge for messages or data. the Average Daily Balance which is $1,000.00 or less will be 4.91%. 6,000,608 and 6,189,787. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. And look at all the freebies you get: Free direct deposit. $3.00 per withdrawal. Because Savings - 8 PM. Put your picture on a Card for added security when paying a merchant in store. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Early If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. So you can avoid interest payments, bounced checks, or overdraft fees. Republic Bank & Trust Company and Mastercard are Pay- Our editorial team does not receive direct compensation from our advertisers. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. 3. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. See the Cardholder Agreement for details. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Can you run a netspend card as credit? Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date.