0000017596 00000 n Subscribe to our newsletter and receive our top picks every month. 0000101199 00000 n 0000005797 00000 n Confinement and Terminal Illness penalty waivers not available. No Withdrawal Charges, Premium Bonus Vesting Percentage Schedule, and Annual Rider Charge Rate. 0 Athene Life Insurance Review DISCLAIMER: The information on this website is for educational purposes only. 0000019215 00000 n You could receive 15% one year and 0% for 2 other years. Unbiased Review - Athene Performance Elite 0000014253 00000 n Your accumulation value is what matters. You could earn slightly less than what fixed annuities pay to slightly more, in our opinion. Athene declares the caps, annual spreads, and participation rates at the end of each term period. "AM Best Affirms Credit Ratings of Athene Holding Ltd. and Its Subsidiaries; Assigns Credit Ratings to Athene Annuity Re Ltd.", J.D. If interest rates have decreased by more than 0.25%, the MVA will be positive. Athene sells fixed and lump-sum annuities in all 50 states, as well as Washington, D.C., and Puerto Rico. Depending on the type of annuity you have, the riders youve chosen, and how long youve held the plan, there can be notable penalties and withdrawal fees. 0000038260 00000 n 2.1 AvenirNextLTPro-Medium The interest you earn is credited at the end of each Index Term Period. AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY, Apply for Athene Performance Elite 10 Plus, Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA, 1-Year BNP Paribas Multi-Asset PTP Participation Rate, 2-Year BNP Paribas Multi-Asset PTP Participation Rate, 1-Year AI Powered US Equity PTP Participation Rate, 2-Year AI Powered US Equity PTP Participation Rate, 1-Year S&P 500 DRC 8% TR PTP Participation Rate, 2-Year S&P 500 DRC 8% TR PTP Participation Rate, Athene Annual Liquidity Rider Charge Rate 10 years. If you take excess withdrawals before the term is up, you will be charged surrender charges. If you own the contract to maturity, they do not apply. Premium Bonusapplied to Accumulation Value, Enhanced LiquidityAccess to 20% free withdrawal if no withdrawal taken prior year (included in .95% rider charge on Plus version). 0000001638 00000 n 0 Overall, those looking fora safe way to grow their moneyduring retirement will find it very difficult to beat the Athene Performance Elite Fixed Index Annuity. OpenType - PS Its free money. Find highest lifetime income payments and cover your retirement income gap today. They allow you to capture some of the growth of a market index while having 100% downside protection. Avenir Next LT Pro 0 0 If a player does not make one of the teams above, they will be required to attend a 3rd and final tryout on Monday April 25th in order to be selected into the club at the following levels. Linotype AG Learn more. WebAthene Performance Elite 10 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. Athene Performance Elite 15 fixed index annuity is a 15-year retirement savings plan offering a premium bonus, Penalty Free Full Withdrawal Window Available After: 10 years. WebThe Athene Performance Elite 10 is a single premium fixed-indexed annuity with a 10 year surrender charge period and a MVA provision. Want our recommendation? WebAthene Performance Elite 15 Athene Performance Elite 15 Plus Enhanced Free Withdrawals (Plus only) The free withdrawal amount is increased to 10% per year and may be taken as early as the first contract year. In New York, contracts are issued by Athene Annuity & Life Assurance Company of New York. This product has a 10 Years term. OpenType - PS If you are looking for the most retirement income, request an. $ 10,000.00. Ashburn Xtreme Tryout Dates Announced for 2022-23 Season. We independently evaluate all recommended products and services. Avenir Next LT Pro Athene Performance Elite 7 Athene Performance Elite 7 Plus Ownership Qualified3 must be single ownership Nonqualified joint ownership available Premiums (Single premium only) Minimum $10,000 Maximum $1,000,000 (larger amounts may be accepted with company approval) Withdrawal Charge Rate Schedule4 Contract Yr Charge Elite Wellness Performance and Recovery | Ashburn VA If you are searching for an annuity that will give you the highest streams of guaranteed income, or something that can comfortably support you in the event of a long-term care event, there are better options on the market. Your named beneficiary(ies) will receive a death benefit equal to the full accumulation value. PDF/X-4 Athene Performance Elite annuities are designed to help meet your long-term savings and retirement needs. 0000020605 00000 n converted A complaint index above 1.0 means that the company received more complaints than expected for its size; a score below 1.0 means fewer complaints than expected were received. In the 2021 Individual Annuity Study, Athene ranked seventh among twelve annuities carriers, according to factors such as customer satisfaction, products, pricing, and availability. A high rating means a high probability that the company will remain solvent and able to pay out on its contracts as agreed. The Performance Elite 10 Plus is a fixed indexed annuity. Athene declares the guaranteed rate for this strategy each Contract Year. #5vWU>s_u3K_Bc- In 2021, Athene Annuity & Life Company received an overall NAIC complaint index of 0.10, well below the 1.0 average. For CA: Upfront Bonus reduced to 12.00%. There are many types of annuities that can help you reach your financial goals, and the Athene Performance Elite Fixed IndexAnnuity is on that list. 0000001567 00000 n 0000101840 00000 n We understand annuities can be confusing and that you might have questions. 119 0 obj<>stream 2017-06-05T10:47:28-05:00 Here is the truth. If diagnosed with a terminal illness and given a year or less to live, the terminal illness waiver allows annuitants to withdraw up to 100% of the annuitys accumulated value without penalty or fee. Why would you want to pay the fee, if you were given the choice? Index annuities are fixed annuities that deliver fixed income type of returns. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. 2.1 Plans start with a minimum deposit of $10,000 and include a variety of riders, some of which are included at no additional charge. 0% 5% 10% 10% Strategy Charge (Not available on the 417233541 If an insurance company gives you a bonus, they will reduce other benefits of the contract (ex. Performance Elite There are six different Performance Elite annuity options through Athene: Elite 7, Elite 7 Plus, Elite 10, Elite 10 Plus, Elite 15, and Elite 15 Plus. Athene Performance Elite 10 Plus Rate & Reviews 0000001846 00000 n The annuity also offers a whopping 12% premium bonus on first year premiums, subjected to a 15 year vesting schedule. If you are looking for the highest guaranteed returns, consider a multiple-year guarantee annuity (MYGA) because the rates are guaranteed for the entire term. Index annuities and variable annuities pay the highest commissions to insurance agents. With the return of premium rider, you can recoup your initial purchase premium (minus any prior withdrawals) if you need to surrender your annuity in the future. If you are interested in purchasing a product or need to make changes to an existing contract, you can also reach out to your local sales professional. Performance Elite 10 Performance Elite 10 Select You dont get something for nothing. Athene is not one of our top-rated life insurance companies. Linotype AG Tryouts will run over three days only. Over time, the returns will average out to be in the 2-4% range. 0000021298 00000 n 0000000016 00000 n HWYo~'i'$66CL{K"Wmt]}p8]cLQ_wrb>xKKU/R'n]/j=f|9W1Vgm>?y.5{e8VzSEf7b^-:5[g:+*X=OKx7jf5+u15Pq{Wv4?u'xbu[[;Jlg>b/*WK'n$/5,y wV*ky 9RTVsAtbH^p 7 Athene Performance Elite 10 Product Guide 0000006210 00000 n Our goal is to be brutally honest with you about what to expect. Copyright 2023 Annuity Resources, LLC - All rights reserved. Because when it comes to index annuities, its not what you know that gets you into trouble. Athene Performance Elite Plus We want you to have realistic expectations, so you wont be disappointed later. They allow companies to pay a higher rate and make longer-term investments. All three provide guaranteed asset growth, with either a 3-, 5-, or 7-year fixed strategy rate on the initial premium (depending on which plan you choose) and a 1-year fixed strategy rate on additional premiums and the end of contract term. Sbu8Vp;{6aOWwnwitZ`7*,])xp;oM\.68(2vj(Q=_id{Z`RuH{s-G-eVY%}. Annuities can be fixed or variable in nature and can be owned by a single person or owned jointly with a spouse. These withdrawals from your annuity contract are considered part of your free withdrawal, free of Withdrawal Charges, MVA, or Premium Bonus Vesting Adjustment for the Contract Year. In most states, the issue age is 0-73 years. Today, the company boasts more than $236.7 billion in assets. This annuity comes with a Liquidity Rider, which enhances your flexibility with regards to withdrawals and collecting money when you may need it most. Athene Life Insuranceis also an inexpensive way to leave a death benefit to beneficiaries. Withdrawals or surrenders in excess of the Free Withdrawal amount will result in the loss of a portion of the Premium Bonus, if applicable. Linotype AG Look for products with a short surrender period and no WebThe products surrender schedule is below. trailer <]/Prev 222282/XRefStm 1638>> startxref 0 %%EOF 1392 0 obj <>stream https://www.youtube.com/watch?v=uv3qXK2eU6U. Adobe InDesign CC 2017 (Macintosh) The Performance Elite 10 Plus competes with bank CDs, bonds, and other fixed-income products. Its also a good idea to lock in the indexes at different times. All tryouts to take place at the Ashburn Ice House, 21595 Smith Switch Rd., Ashburn, VA 20147, Please contact Xtreme Executive Director Gary Pouliot at axhc11@gmail.com or, Xtreme Hockey Director Troy MacCormick at tmaccormick@ashburnice.com, Copyright 2021 Ashburn Xtreme Hockey Club, Xtreme Heading to USA Hockey Nationals: How to Follow, Xtreme Teams Head To USA HOCKEY NATIONALS. Linotype AG hb```b``sa`c` @16%c]ILfu)#i*m-gyNg-s ti*+$ 0000040565 00000 n The Athene Ascent Pro 10 Bonus is a fixed annuity product with an issue age of 35 to 80. Their products are sold through various marketing organizations and institutions. Do you like bank CDs, bonds, and other types of fixed income? PERFORMANCE ELITE 7 Register on or before April 15th to get the early bird registration fee. Athene offers a variety of annuity products, whether youre buying as an individual or purchasing through the workplace. The Athene Agility 10 annuity is offered to applicants between the ages of 40 and 80, with a minimum premium of $10,000 and a maximum annual withdrawal of 10% (of either initial premiums paid or accumulated value). 0000010262 00000 n For NH: Two-year index strategies not available. The fees are taken out of your account value. "Athene Ann & Life Co National Complaint Index Report. Depending on the annuity you choose, there are a few different rider options available, some of which are included at no extra charge. The interest credited to the Performance Elite 10 Plus annuity is linked to the performance of the indexes you choose. In addition to periodic or free withdrawals, Athene Performance Elite provides you with options for annuitization. If interest rates have increased, stayed the same, or decreased by less than 0.25%, the MVA will be negative. 4240935107 proof:pdf Other reasons to consider an indexed annuity: Athene is one of the fastest growing sellers of indexed annuities in the United States. Strategy Charges: 1.75% Optional(Higher Participation Rates), Free Withdrawal: 5% Annual (Elite 10 & 15). Withdrawal charges are waived due to confinement or terminal illness, and the plan can grow in one of two ways: level and inflation-adjusted or earnings-indexed. Athene Performance Elite Annuities Include: Athene Performance Elite Athene Performance Elite Plus Premium Bonus 0000027283 00000 n The fixed crediting strategy provides a guaranteed rate of interest that is used to calculate and credit interest to your annuity daily. This index is a score demonstrating how many consumer complaints the company received compared to the average expected number for the companys size and market share. They dont have the upside or downside of the market. Index annuities are for conservative investors who like safety. Athene Performance Elite 15 annuity allows up to 5% beginning in the second Contract Year. 2017-06-05T10:47:29-05:00 0000048658 00000 n Complete the form below and get the answers you need within 24 hours. 0000002064 00000 n The primary purpose of Athene Performance Elite 15 fixed indexed annuities is to help you accumulate money for retirement. Performance Elite In exchange for this protection, indexed crediting strategies limit the interest rate you can receive. 536 were here. Uncapped annuities have spreads or participation rates that limit their upside potential. WebThe Athene Performance Elite Plus annuity includes a Liquidity Rider, for an annual charge, that gives you additional flexibility should the need arise. Get a second opinion. If you decide to go the fee route, you have the ability to receive up to an industry leading195% participation rate from the BNP Paribas Multi-AssetIndex No Cap Strategy. Athene annuities provide annual free withdrawal privileges. The Athene PE Plus 15 annuity as not available in CT, CA, PA, NY, UT, PR, WA, and VI as of May 2017. / WebAthene Performance Elite 10 Athene Performance Elite 10 Athene Performance Elite 10 Plus Free Withdrawal The Free Withdrawal amount is calculated Percentage Schedule 4 Y1 Y2+ Plus Y1 Plus Y2+ by applying the percentage shown to the Accumulated Value as of the previous contract anniversary. Athene Performance Elite Beginning with the first contract year, and each year thereafter, this annuity provides up to 10% of the contract value may be withdrawn from the annuity each contract year without penalty. The Performance Elite 10 Plus annuity is a fixed indexed annuity. Individual and group annuities that help protect your assets in retirement. 4240935107 These fancy new indexes have not been tested in the real world. Athene Performance Elite Annuities work a bit differently than life insurance policies, in that the vast majority of them do not require underwriting. Athene offers a variety of annuity products, whether youre buying as an individual or purchasing through the workplace. When your annuity matures (on the Annuity Date), Athene Performance Elite gives you options to receive guaranteed lifetime income (called annuitization). 0000003984 00000 n 0000002006 00000 n 0000031939 00000 n Speak With A FiduciaryAdvisor About This Annuity. PERFORMANCE ELITE It's easy. (175% versus 150% with Allianz) this can make a very big difference when calculating the lifetime income. Below is the Surrender Charge schedule for Athene Performance Elite 7 Fixed Indexed Annuity. These options can be based on a set period of time, your lifetime, or the lifetimes of your and your Joint Annuitant. xmp.did:F77F1174072068118083E0F9596F9B1F Each year, you may withdraw up to the maximum free amount of your annuitys Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA), or any Premium Bonus Vesting Adjustment, if applicable. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. The death benefit rider provides you with a benefit base value that grows over time, which is not impacted by your future withdrawals. PY^h.MO*Nw 0000007931 00000 n Uncapped index annuities might earn 3-5% (1-2% more) than capped annuities. There are 12 different annuities to choose from through Athene with a minimum deposit of just $10,000, providing consumers with a variety of affordable retirement income plans and features. 0000006799 00000 n The annuity contract has a formula that decides how much of the gain of an index you receive. You can also allocate your premium between various strategy and index account options. This index can be used to track a carriers consumer trends and performance over the years. A newer company, Athene was founded in 2009 in the wake of the financial crisis at that time. Here's where you can find the, 10 Year Term (make sure you dont need access), Single Premium (cant add money to the contract), Possible market value adjustment on withdrawals. Free Withdrawals Rollover Free Return of Premium Avenir Next LT Pro Athene Performance Elite annuities allow you to allocate your money among one or more of the available interest crediting strategies. Dont take an agents word for it. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Athene Performance Elite 10. xmp.did:F77F1174072068118083E0F9596F9B1F The Premium Bonus Vesting Adjustment is a percentage of the annuitys Premium Bonus and any earnings on the Premium Bonus. They want an efficient business model that provides a strong capital base for their policyowners. 0000017066 00000 n These annuities, which are offered in all 50 states, can be used to help protect your assets in retirement and ensure that you dont outlive your savings. 0000015453 00000 n 0000013851 00000 n MVAs only affect you if you withdraw funds early. 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream Performance Elite Brochure 2.1 They are for investors who like safety and security. Evolution Sports | Basketball Contract Charge PE10 PE10 Plus NA 0.85% ATHENE Performance Elite 10 Fixed Index Annuity Annuities issued by Athene Annuity & Life Assurance Company, Wilmington, DE WebAthene Performance Elite [GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12)] Athene Performance Elite Plus [BONUS (04/17)] and Enhanced Liquidity Rider [ICC15 PEPR (11/14)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Dont be misled by an annuity salesman trying to earn a big commission. When your full premium deposit is allocated to the fixed interest account, the current first year yield (including bonus if applicable) is 19.07% (see Rate Details below). according to our back-testing analysis, this annuity would have returned on average 11.82% the last 10 years Dec 2009-Dec 2019, leading the industry in potential performance. Leading the Fixed Index Annuity industry with participation rates bringing you as much as 195% of your earnings, you can grow your money in a powerful way with this annuity with no zero market downside. Information presented on this website is not intended as tax or legal advice. After annuitization, payments will be consistent with the settlement option selected made payable to your named beneficiary. The 7-9% refers to an income rider roll-up rate. Interest credits will never be less than 0%. Annuities are distributed by Annuity Resources, LLC. Athene Performance Elite Plus annuities include a Liquidity Rider, for an annual charge, that gives you additional flexibility should the need arise. 0000029519 00000 n By submitting this form, you allow us to contact you and agree to our Privacy Policy. Power, a trusted name in customer satisfaction studies. All Rights Reserved By Annuity Association. Earnings on this annuity are indexed, and the plan includes an income and death benefit rider at no additional charge. So even though its possible that you may have years when you have no interest credited to your contract, you will not lose any money in your annuity due to market losses even during economic downturns. Athene Performance Elite 15 Annuity (Up To 9% Bonus) Elite Prospects - Ashburn Xtreme 16U AA Athene is also a newer company, founded in just 2009, while Fidelity has a history that stretches back to 1946. OpenType - PS All players will tryout on Saturday April 23rd and Sunday April Though Athene Annuity & Life Company used to sell life insurance policies, the company now only offers individual and group annuities. WebAshburn Xtreme 16U AA - AHF 16U - hockey team page with roster, stats, transactions at Eliteprospects.com If you click on links we provide, we may receive compensation. Tryout for a Team; Showcase Teams; National & Jr National Teams; Local AAU Teams; Summer League; jrNBA endstream endobj 3 0 obj <> endobj 6 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>/Shading<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 7 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 9 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 25 0 obj <>stream Any interest earned is credited at the end of the crediting period. WebWithdrawal Charge Schedule NC 12%, 12, 11, 10, 9, 8, 7, 6, 4, 2, 0 Market Value Adjustment 10 years. You have the potential to earn interest credits that are based in part on the growth of the market index. Adobe InDesign CC 2017 (Macintosh) Fidelity also offers a deferred annuity product with a minimum investment of just $5,000, but Athenes lowest option is $10,000. Rates are based on current interest rates and are subject to change at any time. %PDF-1.4 % Looking for the highest guaranteed returns? 0000007338 00000 n There are three Athene MaxRate annuities to choose from: the MaxRate 3, which is available to issues ages 0 to 85, and the MaxRate 5 or MaxRate 7, both available to issue ages 0 to 83. to earn the higher participation rates, you must elect for the enhanced strategy charge 1.75% essentially removing the guaranteed 0% flood if the index strategy doesn't performance positively. 0000028258 00000 n Any required minimum distributions are treated as free withdrawals and are thus not subjected to withdrawal charges, market value adjustments, or premium bonus vesting schedules. I would not expect anything more than this over a more extended period. AvenirNextLTPro-MediumCn Initially, Athene sold both life insurance policies and annuities, though the company stopped writing life insurance contracts just a few short years later, in 2013 though is still considered an insurance company. Performance Elite 83 37 0 Withdrawal charges are waived due to confinement and/or terminal illness, and the policys included death benefit provides your beneficiaries with the greater of either the accumulated value or the minimum guaranteed contract value. BY JEREMIAH KONGER, September 10th, 202011:00 AM, IncludedRiders:Confinement Waiver of Withdrawal Charges (No Fee);Terminal Illness Waiver of Withdrawal Charges (No Fee). Athene PE Plus 15 Annuity Broker 0000015918 00000 n the Performance Elite is a growth focused annuity with no lifetime income rider options. Its important that you talk to a financial advisor to confirm the issue age and other state-specific details if youre interested in purchasing this annuity product. Early Surrender Charges and Market Value Adjustment (MVA) reduced to 9 years. The Athene Performance Elite annuities include a Death Benefit. The bonus and any earnings on the bonus are subject to a Premium Bonus Vesting Adjustment. Calls usually last 5-20 minutes, and we promise to not bug you afterward. For MO: No Market Value Adjustment (MVA). from application/x-indesign to application/pdf WebWeekly Team Schedule; Tryouts; Teams & League Programs. Industry Leading Participation Rates195% Participation Rates on the BNP Paribas Multi-Asset Index make this annuity one of the top safe growth Fixed Index Annuities on the market. Cap rates) and extend the term. This rider ensures that the annuitys value increases each year by a minimum percentage, which may vary based on the contract year and type of plan purchased. Issues ages for the Elite 7 series are 0 through 83, Elite 10 series are 0 to 78, and Elite 15 series are 0 to 73. You can get your questions answered by booking a brief call with one of our team members. This waiver only applies after the first contract anniversary has passed. WebAthene Performance Elite 15 is a single-premium, fixed indexed annuity that has a 15-year surrender charge duration, and a provision for market value adjustment. 0000026886 00000 n All guarantees are backed by the claims-paying ability of the insurance company. Required Minimum Distributions (RMDs) are IRS mandatory withdrawals required with qualified contracts (such as an IRA ).