You dont want a pool construction project to jeopardize your ability to pay your bills and meet your needs. HFS loan programs do not fund to the contractor, which empowers YOU, the consumer and makes life easier for the contractor when it comes to getting paid. HFS has thousands of 5 Star Customer and Contractor Reviews. You might also consider using a credit card as your method of financing. Plan to have it paid off by December of 2020 but I hate paying interest so hope we can finish it earlier. Verification can help ensure real people write reviews about real companies. Can I Offer Contractor Financing for ADUs? The final step to get your pool project financed is to complete any additional paperwork and sign off on the dotted line. 6.99% (good credit) and 4% lender processing cost rolled into loan. This is a good option if you think you wouldnt get much regular use of having your own pool. Term of 30 years requires a minimum FICO of 780. *Available on approved credit, not all will qualify. Are you struggling to decide whether or not an accessory dwelling unit is right for you? Most credit cards only offer zero-interest periods for the first 12 to 21 months. Contact our team members for more information on how we can help you turn today's dreams into tomorrow's memories. Lyon Financial is a credit bureau that uses a variety of financial data to help businesses make informed decisions about lending money. HFS has three types of loans available. The worlds cultural corporate capitals: where best combines art and business? The company has been in business for over 20 years and is headquartered in California. Thats where our excellent customer service begins. Prompt response to any questions we had and navigated the finance to contractor relationship with ease. As the industry leader in providing swimming pool & home improvement financing options since 1979, we offer personalized, hassle-free financial solutions tailor-made to your individual needs and qualifications.
Carrollton Pool Financing | Douglasville Pool Builder Adam walked us through the process, was extremely responsive and made everything relatively painless for us. BBB is here to help. Lyon Financial - Swimming Pool Financing Specialists Since 1979 So I will pay forward a good deed and save you the 1500.00 broker and tell you we used United States senate federal credit union. Lyons only pulls your credit once. Call us at 877-754-5966 for all the information you want. My clients always seem to have great things to say about service, ease of qualifying process as well as the delivery of funds which is critical for us in assisting them for their pool construction to get started. Conditions and limitations apply. From your showroom, customers can use our Check My Rate for real-time lowest payment amounts on demand! If youre able to open a zero-interest credit card and pay the balance back before the zero-interest period expires, paying with a credit card can be a great option especially if its a rewards card thatll give you points, airline miles or cash-back for spending or a bonus just for opening the account. They have a loan that requires no collateral. They provide great customer service to our clients, they close the loans quickly, and the level of communication with us is outstanding. The swimming pool youve always envisioned can be yours once you complete this pre-application. Now trying to refinance our home and there is a UCC lien
Offering financing helps you reach an array of customers. Some lenders may offer you financing if you have fair or poor credit, however you may have to pay a lot more over time due to higher interest rates. For a better experience, please enable JavaScript in your browser before proceeding. 2023 Trustpilot, Inc. All rights reserved. We take the burden off of you so that you can do what you do best building the most fantastic home improvement projects around! Pool financing is when you borrow money from a financial institution or lender to cover the costs of building a pool. BBB Business Profiles generally cover a three-year reporting period. With HFS Financial, you dont need to worry about hiring additional accounting staff to handle loan paperwork or collect on loans. Thats right no stage funding. When you provide contractor financing options, customers can be confident that their financing process is easy and straightforward. HFS Financial offers low fixed rates and flexible payment options with terms up to 20 years. Customers who get frustrated with other lending processes are often customers who throw in the towel on the project. Only after checking their rates and starting the discussion with HFS Financial will they apply for the right loan for their needs. Theres almost no limit to what customers can finance through contractor financing for their residence. And by training your staff to talk about financing when speaking to potential customers and clients, you can have a continual source of funding coming through to support your business. I highly reccomend HFS Financial! If my customers use the widget, how do I know if my customer is approved for their loan? With HFS Financials experience and unmatched customer service, your customers dont have to worry about a complicated application process or wait for weeks for a response from the bank. With the HFS Check My Rate tool, customers can find out how much they qualify for quickly and easily. The technical storage or access that is used exclusively for statistical purposes. Thank you so much for the kind words and for taking the time to leave a review for us.
National Contractor Success Manager - HFS Financial - LinkedIn HFS Financial. We do one thing and we do it better than anyone. A swimming pool can offer hours of enjoyment, and add value to your property. HFS prides itself on being one of the only options that ensure the full funds are disbursed directly to the consumer so that YOU control the money and not the contractor. When a customer is curious about how much they can qualify for, theres no reason for them to take a hit to their credit.
Custom Pools - Financing Providers We understand that an effective process is one that: Through every business technological advance over the years to each swimming pool innovation, we have stood firm on the principle of helping people get what they want. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. Advertised rates and terms are subject to change without notice. HFS financial is the perfect partner for getting a swimming pool loan and it's not a complicated, time consuming process. Their well-earned reputation is hard to deny! Swimming pool and home improvement financing! With direct-to-consumer financing through HFS, customers have complete control of their money. Train your sales team to talk to every client about financing and to direct them to the HFS Check My Rate tool, where they can get an estimate of their loan payment in real time. To boost your credit score before applying for a pool loan, follow these steps. The interest rate on these loans is higher than on other types of loans. We are going to use Randolph Brooks Federal Credit Union. Loans powered by HFS are personal loans, which means no equity = no problem. Readily available to answer any question or concerns. The technical storage or access that is used exclusively for anonymous statistical purposes. This is very helpful and I will reach out to the few places recommended by everyone. Does contractor financing impact my credit score? Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. Ideally, your credit score should be 700 or above. All information is subject to change without notice. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Its a great way to build customer loyalty. By offering financing through HFS, you speed up the process and put the power in your customers hands to find out their loan terms quickly. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. However, with HFS Financial, that worry is gone as soon as they visit your website or meet with you in person. Lets us help you with your dream of pool ownership. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. I got approved by Lyon Financial over a year ago, but I'm pretty sure that they only ran my credit one time (because I got just one alert sent to me-I have a protection on my credit report). Our lenders can choose from any of the three Big Three reporting bureaus: Experian, Equifax, and TransUnion, but they must take into account TransUnions expertise. The 5 Best Instant Approval Credit Cards of May 2023. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Reinvent your bathroom, garage, or outdoor living areas with a fast funding home improvement loan. Why should I get home improvement financing? If you choose this financing option, be sure that youll be able to pay off the balance in a relatively short period of time. We rely on the expertise of TransUnion, but our lenders may use any of the Big Three reporting bureaus: Equifax, Experian, and TransUnion. With financing from HFS Financial, youll have a way to show them just how little a monthly payment can be for their project. We take care of all that for you, meaning your staff can focus on what they do best providing the best home improvement experience possible. Look no further than HFS, their team is simply the best!, We love sending our clients to HFS. Follow-up was direct and complete. Thats lightning fast compared to traditional bank loans. We will be happy to help you. Lightstream requires a cosigner for all loans, while Lyon Financial does not. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Customers can get approved funds fast, so they can start their project on time. Replies to negative reviews in < 24 hours. We offer the LONGEST terms in the industry, Lyon Financial imposes NO prepayment penalties. Unlike most home improvement loans, you the consumer get all the money funded directly to you, upfront. This experience was amazing. They dont have to worry about waiting for approval before making adjustments in order to complete their dream. After working with contractors for so long, we know what a game-changer that is. Its your money and we believe you should be in control. Anything that you are not familiar with would be challenging and would look complicated, but Adam Sidle and Krystie McMahon extended all the help and provided all the information I needed to know which helped a lot in making my application for the loan a breeze and easy. BBB Business Profiles may not be reproduced for sales or promotional purposes. Ask the Pool Guy All rights reserved. If you have any questions about swimming pool loans or home improvement loans call 1-800-254-9560 and press 5. Taking on debt for a new pool doesnt have to be your only option. Open a high-yield savings account to use as a sinking fund and dont make withdrawals from the account until youve reached your savings goal. Flexible payment options and low fixed rates can support an array of home improvement projects, and customers can choose the best option for them. Well definitely recommend them to our friends and will do business with them in the future! Treasure Pools has partnered with HFS Financial and Lyon Financial to offer superior financing options. If you want to add a pool to your property, but dont have the cash upfront, you have several options. Financing with HFS Financial is easy and convenient for customers, which means your customers will come back to you time and again. Maximum loan amount of $75,000. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors. That means your monthly payments can increase during your repayment period. Available on approved credit, not all will qualify. After that your interest rate could go up to 18% or more. Dear Penny: How Do I Move Past My Husbands $150K Gambling Losses? Here at National Pools & Spas, we want to ensure that paying for your outdoor water feature is a comfortable experience.
Swimming Pool Financing: What to Know and Best Pool Loans APR, terms, and loan amounts may differ based on loan purpose and credit profile. HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. This was last July.
Swimming Pool Financing from Lyon Financial | Lyon Financial And all of this comes at no cost to you! After you figure out what options are available within your budget, its time to decide on what type of financing you prefer. Customers have several advantages when it comes to home improvement financing, including fast funding, flexible payments, and the ability to make changes or additions during their project without worrying about bank approval. Gone are the days of bank approvals and outrageous credit card interest rates.
5 Excellent Sources for Pool Construction Loans - Aquascapes Pools No Stage Funding, Loans Fund 100% Up-Front, Accessory Dwelling Unit (ADU Loans) and Granny Flat Loans. The reason is simple: TFPC (Trouble Free Pool Care) is a methodology, not a product that you must purchase. How about you? As soon as the hard inquiry has been completed, a lender will provide you with a pre-approval. If you default on your loan, the lender could foreclose on your home. APR, terms, and loan amounts may differ based on loan purpose and credit profile. With affordable payment plans and fast approvals, HFS Financial makes it easy to begin your dream home remodeling project today. never talked with a human. Does NOT affect your credit, By providing financing to potential customers, you can easily help them make their home improvement dreams a reality. To set up your HFS widget, you first need to download it directly from our website. If you have a significant amount of equity, you could finance your pool project this way. What kind of financing text should I put on my website? So we run our credit check first and work to pair you with the best lender for your situation. Term of 30 years requires a minimum FICO of 780. We dont abandon you just because construction has begun. Ideally, youll want to have a credit score of 700 or higher to get the best interest rates for pool financing. We are proud to offer our unique financing program to those who have served or are currently serving our country. And when they talk about how amazing the process was to work with you, those word-of-mouth recommendations and online reviews can boost your business in major ways. Lyon Financial is a financial services company that offers a variety of products and services to its clients. Contact any Key Bank Branch office in Michigan to apply. Getting a home improvement loan or swimming pool financing doesnt have to be a complicated, time-consuming process. Lyon Financial has long enjoyed an outstanding reputation for a couple reasons: we believe in what we are doing, we never forget we are in the business of families, and we have consistently served up the same quality customer service as we have since Day One. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. It is common for borrowers with low credit scores to have lower interest rates, though this is not always the case. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. That lender in turn runs their own check. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. Subject to change. Approved within hours. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Overview Lyon Financial offers financing solutions for swimming pool and home improvement loans nationwide. Unlike personal loans that provide the borrower with the funds upfront, Lyon Financial disburses the funding directly to the pool builder in stages as the project progresses. Conditions and limitations apply. We wouldnt be able to provide the high-quality projects we provide for so many of our clients without a partnership with HFS., Working with HFS is awesome! Program unsecured rates start at 12.25%-17.99% terms up to 15 years (NO EQUITY REQUIRED) Will I have any hidden costs associated with my loan? HFS application process was user friendly. This is another area where the focus on customer service makes all the difference at Lyon Financial. Thousands of 5-Star Reviews. Our Contractor Resource Center has your widget ready for download. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors. There are a few key differences between Lyon Financial and HFS Financial.
Pool Financing Options - HFS Financial and Lyon Financial More than just a pool loan, because it's so much more than just a pool. One of our exclusive lenders will then receive the application. From application to funding the process was very easy with no unnecessary time wasting in between.
Pool Financing - Ask the Pool Guy Terms, amounts, and APR may differ based on loan purpose and credit profile. For more information visit HFS Financial. Conditions and limitations apply. This includes loans for people with bad credit and loans for people who are self-employed.
Hi,If you have funded a loan through HFS please know that all loan terms are always fully disclosed prior to approval and funding. Lyon Financial Vs Hfs Financial. They are very fast to process new applications and respond promptly to all questions and emails. The builder is paid in stages, according to the progress of the project. We really appreciate it. Dont forget to factor in maintenance and additional utilities usage when estimating how much you can afford to go toward pool costs. I would definitely recommend HFS to anyone needing a home improvement loan. Thank you so much. Swimming pool cooling can help you escape Georgia heat, exercise, spend time with the family, and even increase the value of your home. I called Lyon Financial today, the lady I spoke to said that they shop your credit score with 6-8 companies to get you the best loan option out there. I had the loan done in a week. Their rate is low, but they have a $1995 "processing fee" paid to them out of the loan proceeds. They were in contact when needed making the process quick.